Ohio Trucking Insurance
If you got it…a truck brought it! Your trucking business helps make the world go around and those trucks are an obvious risk whether on the road or off. Trucking insurance and transportation insurance keeps you in business by providing packages that can include:
- Commercial Auto Liability
- Commercial Physical Damage including:
- Loss of Fuel – Actual loss sustained
- Loss of Owned Miscellaneous Equipment – Actual loss sustained (e.g. tarps, chains)
- Original Equipment Manufacturer Electronic Equipment – Actual loss sustained
- Towing after a claim
- Commercial Auto Business Income and Extra Expense
- Trailer Interchange
- Workmen’s Compensation
- Safety Program Development
- Return to Work and absence management
- Ergonomic and industrial hygiene surveys
…and much more industry pertinent coverage.
There can be many environmental exposures inherent in your industry, including air emissions, tractor and trailer service, maintenance garage operations, and waste water runoff from truck and tank washing operations. We can identify these types of risks and make sure your Trucking Insurance addresses these problems.
A majority of your employee and customer information is now on your computer system or on your website, which makes a comprehensive cyber liability and data breach program essential. This recent coverage is a necessity of the modern business world. If you have a business website, then you need to be aware of the liability that comes with it and how to shield yourself from the potential repercussions of that liability.
In our litigious world, we always suggest that our clients be mindful of employment practices liability and the need for excess liability in the form of an umbrella. Multi-million-dollar injury awards are becoming very commonplace in the transportation industry.
What are the concerns that keep you awake at night? Can you afford not to explore each of these coverages? They represent important components of your transportation insurance program.
If you are an owner-operator, you require special products to ensure that you are legal and protected, like transportation insurance and trucking insurance. Regardless if you have your own authority or are under permanent lease, we select the best and lowest cost coverage to protect you.
If you are an independent operating under lease to a motor carrier, your coverage is normally dictated by your fleet lease agreement. We know what it takes to make you legal and get you on the road in a timely manner.
Many other agencies insure truckers as an exception. We have developed our expertise by consistently insuring motor carriers that have virtually all types of cargo.
In contrast to many banks and financial services firms that also sell insurance, our single focus is insurance. By using insurance companies with trucking expertise, it means that you will have access to claims professionals with vast experience in the industry. We are dedicated to resolving your claim quickly and efficiently. Despite the best safety precautions, accidents happen and that is why it is important to make sure you’re covered.
With the most accredited staff in Northeast Ohio and 150 years of combined expertise amongst our principals, our service to our clients is second to none! That is why we consistently retain 95% of our customers from year to year.
Our loss-control professionals help identify your vulnerabilities – from hiring and management policies to compliance and in-house training. Then, we recommend ways to improve your procedures and minimize your exposures.
Worried about costs? Don’t be. We offer transportation insurance and trucking insurance with some of the most affordable protection available. We are experts at designing financing alternatives through deductibles, self-insured retentions, and loss sensitive programs.
Before the next truck heads out on the road, make sure you are covered from the risks that are inherent in your business.