Ohio Electricians Insurance & HVAC Insurance
If you are just starting up your business as an electrician or have been in the business for years, you know that you are exposed to various risks every day. It is crucial that you have the right type and amount of insurance coverage for your business. That is why at L. Calvin Jones & Co., we can customize your Electrician’s Insurance program, so you will have the peace of mind that you deserve.
Electrician’s Insurance keeps protecting you from any accidents that happen as an alleged result of work that you have done. In the electrical trades, an electrician’s insurance policy will keep working to protect you long after you have moved to the next job site.
Electrician’s Liability insurance will provide you with the protection for claims that arise out of the operation of your business, to a customer that may result in a bodily injury or property damage claim.
Electrician’s Insurance is made up of more than just liability insurance. Whether you are a one-person operation or a business with many employees, you should be looking for particular coverages.
In addition, you will also need your policy to cover all of the needs of your business. These additional needs include: property, equipment, vehicle, workers’ compensation, and employer’s liability.
These features can be packaged together for a lesser cost than you think, when you choose an insurance agency that understands electricians like L. Calvin Jones & Co.
You may think that your current General Liability policy covers the distinct needs of your electrician business in the case of an accident. But as time changes, so does your business and business insurance needs. As a majority commercial lines agency, we can customize an insurance program for businesses, such as:
- Electrical Contractors and Repairman
- HVAC Contractors
- Heating & Cooling Technicians
- Specialty Wiring Contractors
If you are just starting out or have been in the business for a while, you should have some basic coverages our team can assist you in additional coverages:
- General Liability – Is one of the most important coverages you must have. The coverage provides protection against third party claims and lawsuits. It is the one coverage that anyone will ask you to provide proof of.
- Property Coverage – coverage that will protect your office or building and the contents in it. Property coverage can include business income and equipment coverage.
- Workers’ Compensation – coverage for your employees if they are injured on the job.
Having policies in place can put your mind at ease that you are being protected properly. With our expertise and experience in dealing with contractor’s liability and Electricians Liability, we can guarantee that you’re protected at the best possible price with the best possible coverage.
As you grow your business, the staff at L. Calvin Jones & Co., will make sure you are protected before you decide to bid a project, make a change in your operations, or help you file a claim if an incident should arise.
Before you start your next job, get the peace of mind in knowing that your work will be protected and that you won’t need to worry about problems down the road.
We can get you a no-risk quote within a day.